Investing in your future.
We know the markets. We have the skills and experience in our team to recognise the trends and review the markets history with the skills to understand what they mean for your investment plans.
How we can help
Using our tried and tested investment philosophy, we can guide you through the investment process. First, we get to know you, understanding what your plans for investment and what your aptitude for financial risk is.
From here we can build an intelligent financial plan and diverse investment portfolio that is tailored uniquely to your individual needs. We manage risk using an asset allocation model based on your individual risk appetite.
We offer continued support and guidance. As your circumstances change or through periods of volatility in the markets, we’re able to help and guide your portfolio. We also offer ethical investment opportunities.
What you get
We get to know your individual needs and objectives. Then we follow a refined process, applying our experience, knowledge and expertise to deliver the best possible financial plan that’s uniquely yours.
Preparation
We discuss your situation with you, recording information about your finances, your attitude to risk and your financial goals and aspirations. We’ll carry out initial evaluations and propose any immediate action we think would be beneficial to you.
Process
Next, we produce a report based on your objectives. This will summarise your attitude to risk, our recommended asset allocation and your time horizons. It can take up to 2-8 weeks to complete and will contain any supporting information including illustrations and product brochures.
Presentation
Here, we present our recommendations and make sure you’re happy for us to proceed with your plan. If your objectives have changed or you have any questions, we can discuss these at this stage. We’ll clarify any costs and provide past performance details and expected returns information for each investment we recommend.
Plan
We put your plan into action, providing you with any assistance you need with your application to get things started. Then we contact the recommended Provider(s) to implement your plan. Details of any advice will be recorded on our administration system, along with any information we have gathered in relation to your plan.
Projections
The final, ongoing stage of our process. Once your plan has been put into effect, we regularly review and monitor it based on your changing needs and circumstances. We will continue to provide you with guidance, advice and administrative support on an ongoing basis.
How it works
Our aim is to deliver exactly what you expect from your plan. From careful planning and preparation, to managing your portfolio through change and growth, we always keep you fully updated and in the know. You can make the best, informed decisions for your future, backed up by our expert support and advice.
Annual Portfolio Rebalance Preparation
We will review your portfolio annually to make sure it is always aligned with your goals and circumstances.
Ongoing access to your advisor
We’re here for you when you need us. Getting in touch with us for advice or answers is easy.
Access to our Investment Management Team
Get expert support with your investment portfolio whenever you need it to make sure your assets are always working hard for you.
Online access
View and manage your portfolio any time you need via our online portal.
Tax Planning
Use of Capital Gains Tax Allowances, Income Tax Allowances or Individual Savings Account Funding to maximise your investments in the most tax efficient way
Cashflows for your individual circumstances
Your financial plan is designed and adapted to meet your needs specifically. Nothing we do is off-the-shelf.
We’re here to help you get what you need
It starts with a conversation and grows into a partnership. At Principal and Prosper we’re here to help whatever your financial challenges. Fill out our form, email us on info@principalandprosper.co.uk or pick up the phone and tell us what you need. We’re looking forward to getting to know you.